A New Education Order!

Uncategorized Sep 27, 2019

Medieval Education was often built around myth, magic and superstition. Mass education was originally institutionalise to provide resources for the then industrial revolution in creation.

The modern education system, successful till now, has been built over the last 300 years based on the needs of an era long gone. It has led to the quantifying and compartmentalizing of intelligence.

The current education system is caught in an old worldview that is getting out of sync with what humanity needs for this 4th industrial revolution.

If we believe that the education system is no longer meeting the need of the new world order, then it is right that we make an effort to put it right!


We all need to break the academic illusion that we are living with and start focusing to get each and every one the encouragement necessary to achieve their real ability, to bring their individual genius into recognition.

The challenge we face is no longer at the individual level, it is now about...

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PWFO: Unlearning is the new learning!!!.

Uncategorized Sep 18, 2019

Mass education will continue to do well for most for many years to come. It is what is taught and how to teach that is creating a gap about finding a satisfying way of being financially independent and staying that way in a rapidly changing world.

More experts are now repeating that learning new skills involve unlearning old skills and habits that most of us have been "constructed" to be.

 The acceleration of digital transformation means that the goal posts continue to be moved, and the problem is that we do not even know what the medium to long term future holds for any of us.

 So what to encourage our children and ourselves to learn and unlearn to be ready: here are five habits that William Treseder has shared with us. With his permission, let me share these with you. See if you agree :

1.    Filling up the day with time-bound activities.

Just class in school was 45 minutes, or 60 minutes, we build most meetings for the same duration.

Does our work...

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PWFO - teaching is about the teacher, and coaching is about the student.

Uncategorized Sep 17, 2019

The central education system most of us follow is based on the one the department of education of the country you live in has put in place. While modern mass education has served its purpose and continues to take millions out of poverty, it was thought of and built to meet challenges of a time gone by.

Over time a "STEM" based curriculum has become the preferred choice of most nations. STEM is basically to encourage students to focus on these following four specific disciplines science, technology, engineering, and mathematics.

Over the last 50 years, the percentage of students taking liberal arts degrees have reduced to a trickle. This is because our children and we were discouraged from pursuing their passions due to less perceived prestige and lower paying job opportunities.

Just like climate change, we just need to see what is happening around the world to know it is happening. Just like no charts or statistics are required to prove climate change, we can see that our society is...

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PWFO – knowledge is free – take what you need.

Uncategorized Sep 16, 2019

Matching one's full-time occupation for full reward is a significant challenge in most walks of life. At any given time, a high percentage of employees are looking to change jobs. On the other hand, in surveys ran by McKinsey, 75% of companies said they had insufficient quality employees sometimes and all said they were chronically short of talent across the board. (Out of our minds by Sir Ken Robinson).

When it comes to professional development, most employees will not trust employers to provide adequate training. Employers are reluctant to invest in developing in-house talents for fear will likely benefit the competition.

So how to solve this mismatch: employees could take their learning needs in hand as knowledge is free and is there to be taken. 

But a change in one's career/life will only happen if :

1) one is enthusiastic about it. Unless one is interested in improving oneself and attaining success, no amount of seminars or reading will change anything.

2) one...

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PWFO – learn from the past.

Uncategorized Sep 13, 2019

History tells us that many of those who structured education did it for their own benefits and for the industrial world they were creating. I like to believe that most encouraged teaching and learning for altruistic reasons.

As for works, during the 19th century, the factory system gradually replaced the network of people working in their own homes or in small workshops.

History is repeating itself as in "Ghost Work," Mary Gray and Siddharth Suri forecast that, what they call "on-demand work," will reach 60% of the global workforce by 2055.

The reason is that employers prefer on-demand workers because they can save on employment costs.

The downside is that workers now end up with little access to legal protections, security, and pension, associated with formal employment.

However, in the same way, the internet has provided solutions that have created these new types of occupations, workers can organise themselves through communities. One route is the creation of communities...

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PWFO – Education plus Learning! The revolution is only starting.

Uncategorized Sep 12, 2019


A tutor imparts education, whereas an individual learns from his surroundings. Learning is knowledge gained through experience, and education is knowledge gained through teaching. Education can be said to be well organised, whereas learning is related to an individual's perception. (ResearchGate).

 The traditional teaching methods are reaching their limits in most developed countries. As internet accesses pass the 50% mark, the majority of new users of online facilities will be from the developing world. This will accelerate the already speeding changes taking place in all facets of life. The new users will change the internet, and the internet will change them. (The Economist).

We can either agonise about the upcoming changes or accept that it is unlikely we can prevent these changes from affecting our lives anyway. So let us make sure we and get our children, to build on the literacy and numeracy we gained...

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PWFO – According to Finland: Education is not about jobs but about life!

Uncategorized Sep 11, 2019

Finland's education system has evolved to become the best in the world and nation the happiest in the world?

What did they do differently? Find out in this post by the World Economic Forum.


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PWFO – Personal sustainability.

Uncategorized Sep 10, 2019


Financial education is essential nowadays. To create a sustainable world, one must have a sustainable future for oneself and family. Better understanding finance will have a profound impact on one's ability to generate sufficient wealth and create a sustainable future. The first rule to becoming financially secure is to incorporate it in your lifetime objectives: If you are already financially secured, then think about protecting that security to pass it on. If you have yet to achieve your financial security, then start NOW.

Though my focus is more linked to finance, sustainability also include health and relationships. This linked-in article gives more explanation.

Join www.pwfo.org and https://www.linkedin.com/groups/4621859/

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PWFO – Experience vs Education

Uncategorized Aug 28, 2019

Is experience better than education?

It is not simple question.

Without my secondary education, I would not have got the tertiary education and membership of the Institute of Chartered Accountants. Over the years, I continued learning and never stopped asking what the persons I reported to expect from me. I reached the position of CFO in a Private Bank.

Education in all its form has taken billions out of poverty and will continue to do so. Whether it be primary, secondary, or university, getting a certificate, a diploma, or a degree is essential.

Besides the education background, more employers nowadays are looking at a person's experience. "A survey by recruitment specialists Universum* found that 58% of leading employers value work experience among graduates more than grades or the name of their university."

Many degrees now include a work experience part while at the other end, many colleges now offer "work and life experience" degree programs. "An accredited life experience...

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PWFO – learning: AI, robots, algorithm and jobs

Uncategorized Aug 27, 2019

As a Chartered Accountant in financial services, I invested time in continuous learning. I made technology my friend be it the mechanical calculator to the electronic one. Then with the arrival of the spreadsheet, database, and intelligent business tools, I was able to deliver more accurate data faster and was able to project ahead.

Management, CEOs, the Board, Banks owners loved it, and I got promoted when in employment and was handsomely paid when running my Family office practice.

Now with AI, Robots, and algorithm, it is said: "they are already here, your job is next." Watch the clip: https://www.youtube.com/watch?v=JRVfGMjdGh8

However, the reality is that nobody can be sure about the future.

History has shown that technology has been good at creating new exciting and better-paying jobs; destroying low-skilled job.

So the challenge is to continuously look at innovating, at being trained and formed so each one can move up to higher value jobs. One should not wait for the...

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